m98 Online Casino First Deposit Bonus
🎰 m98 — Myanmar's No.1 Online Casino

Get a 100% first deposit bonus up to 500,000 Ks at m98 and play football, Live Casino, and Shan Koe Mee today

Deposit from 20,000 Ks with KBZPay, Wave Money, or AYA Pay and get your bonus instantly — with 24/7 customer support in Myanmar language.

SSL Encrypted 24/7 Myanmar Language Support 21+ Only KBZPay · Wave Money · AYA Pay
5 Payment Methods
20,000 Ks Minimum Deposit
500,000 Ks Max Welcome Bonus
24/7 Myanmar Language Customer Support
m98

"Building a safe and fair betting environment for Myanmar players — that is what m98 stands for."

From Yangon to Mandalay, Myanmar players trust m98 for fast payments, clear terms, and a wide range of games from football to Live Casino.

Game Categories — Pick What You Want to Play

From slots to live dealer, football to Shan Koe Mee — m98 has every type of game.

m98 Welcome Bonus — Double Your Deposit

Every new member who makes their first deposit at m98 gets a 100% welcome bonus — topped up to a maximum of 500,000 Ks.

Example — deposit 20,000 Ks and you get a 20,000 Ks bonus, giving you 40,000 Ks to start playing. The bonus can be withdrawn once you complete a 10x wagering requirement; the process is straightforward with no hidden conditions.

Note — 20,000 Ks deposit → 20,000 Ks bonus → 40,000 Ks total → wagering requirement 20,000 × 10 = 200,000 Ks

Log in to claim your welcome bonus
m98 Welcome Bonus Amounts
m98 Jackpot Game Types

Jackpot Games — Big Prize Wins

Jackpot games are special games where the prize pool grows the more players play. m98 offers several types of jackpot games.

Progressive Jackpot Slots

Every bet adds to the prize pool, and it keeps building until one lucky player takes it all. The Mega Jackpot can pay out a life-changing sum.

High Volatility

Live Casino Side-bet Jackpot

In live dealer games like Baccarat and Dragon Tiger, you can place a side bet for a chance to win a large jackpot.

Side Bet

Fish Shooting Boss Reward

In fish shooting games, taking down a big boss fish can reward you with a special large prize — your skill in the game determines whether you land it.

Skill + Luck

Slot Cluster Jackpot

In Cluster Pay slots, hitting specific winning patterns triggers a solid jackpot payout — different from standard payline games.

Cluster Pay

Your time to try your luck — with m98

Test your luck today at Myanmar's top online casino — deposit with KBZPay and start playing within minutes.

Play now

Poker and Card Games

From Texas Hold'em to Shan Koe Mee — the card games Myanmar players love are all available at m98.

Texas Hold'em Poker

Two players receive hole cards, then five community cards are dealt to build the best hand possible. Every decision — Bet, Raise, Call, Fold — can change the game.
Tip for beginners — play a tight, aggressive style.

Omaha Poker

Similar to Texas Hold'em, but each player receives 4 hole cards and must use exactly 2 of them. The game requires both luck and strategy.
Tip for beginners — get comfortable with Hold'em before switching to Omaha.

Three Card Poker

A fast Poker variant where you beat the Dealer with three cards. You only decide on the Ante and Play Bet, and you can play at Live Dealer tables.
Tip for beginners — Make sure you know the hand rankings before you play.

How to Play Card Games at m98 Poker

What Card Game Players Should Know

  • Set your budget before you start playing
  • Make sure you understand the hand rankings for each game before playing with real money
  • When you hit your loss limit, have the discipline to stop
  • Play live alongside other players at m98 Live Poker tables
Visit m98 Casino

Crash Games — Fast Betting Category

In Crash Games, a multiplier starts rising from the beginning and stops at a random point. If players haven't cashed out by then, they lose their bets. It's a fast and intense game type.

Popular Crash Games like Aviator, JetX, and Spaceman are available at m98. Instant Games like Mines and Plinko are there too.

Auto Cash Out

You can set a target multiplier before the round starts and it will cash out automatically when that multiplier is reached — a lower-risk option.

Round History

You can view results from previous rounds and study patterns, but you cannot predict the outcome with 100% certainty — keep that in mind.

Provably Fair

Crash Game results are verifiable via cryptographic hash, so they cannot be tampered with from outside.

High Volatility Warning

Crash Games are high volatility, so losses can be significant in a short time. Set your budget in advance.

How to Play Aviator Crash Game at m98

Cashback — VIP Cashback and Weekly Rebate

m98 VIP Cashback System

m98's VIP Cashback system returns a portion of losses to regular players once a week. The cashback rate increases as your VIP level goes up.

VIP Tiers Weekly Cashback
BronzeUp to 0.2%
SilverUp to 0.5%
GoldUp to 0.7%
PlatinumUp to 1.0%
DiamondUp to 1.2%

Settled once a week and credited to your account. All game types including slots, live casino, and football betting count toward cashback. As you reach higher VIP levels your cashback rate increases, and level progression is based on your playing activity rather than a fixed turnover threshold.

Log in to Receive VIP Cashback

In-Play Football Betting and Cash Out

In-Play (Live Betting) lets you place and change bets in real time while watching a football match live. Because you can read the game as it unfolds before deciding, it's popular among experienced bettors.

In-Play Markets

  • Next team to score
  • Total goals (Over / Under)
  • Handicap betting
  • Half-time / Full-time result

What is Cash Out

A tool that lets you withdraw your money before the match ends. You can take out a partial payout while you're winning, or save part of your stake when things start going against you.

Warning — Live Betting moves fast and decision time is short, so set your budget limit before you place any In-Play bets.

Visit the Football Section
m98 Football In-Play Betting

The Studio Diversity Behind the Games

A modern online casino brings together products from many different game studios. Knowing the types of studios helps players choose the right games.

Top-tier Slot Studios

The world's top slot studios deliver clear HD graphics and animation, rich bonus features, and high-RTP video slots that players around the world enjoy.

Video Slots Bonus Features

Live Dealer Studios

These are studios that use real-time streaming technology to deliver live tables — Baccarat, Roulette, Dragon Tiger and more — directly to players worldwide, with dealers you can see on screen.

Live Streaming Real Dealers

Asian-Focused Studios

Shan Koe Mee, Dragon Tiger, fish shooting games and local card games are built for Myanmar and Southeast Asia players, so they are easy to understand and play.

Shan Koe Mee Fish Shooting

Crash & Instant Studios

Crash games like Aviator and JetX, and instant games like Mines and Plinko, run on a Provably Fair mechanism so you can verify every result.

Crash Games Provably Fair

Understand RTP and House Edge

RTP (Return to Player) is the theoretical payout rate of a game. For example, an RTP of 96% means that for every 10,000 Ks wagered, a player can expect to get back an average of 9,600 Ks — but this figure is not an instant result; it averages out only over thousands of rounds.

House Edge is the average cut the casino takes, and it is the flip side of RTP. An RTP of 96% means the House Edge is 4%.

Typical RTP ranges by game type —

  • Video Slots — 92% to 98%
  • Blackjack — around 99% with perfect strategy
  • Roulette — 94% to 97% (highest on Single Zero)
  • Baccarat — around 98%+ (Banker Bet)
  • Crash Games — varies by game
RTP vs House Edge

Understanding RTP helps you know how long your budget can last at any given game. Playing games with a higher RTP generally gives you more time at the table, though the size of potential wins (Volatility) also differs.

High Volatility slots offer bigger potential wins but can have longer losing stretches on average. Low Volatility slots pay out smaller amounts more often. Choose based on your own playing style.

Note — Knowing the RTP and Volatility in advance helps you manage your budget better.

Deposit fast with your mobile wallet

Deposit from 20,000 Ks using KBZPay, Wave Money, AYA Pay or CB Pay and start playing right away.

KBZPay

  1. Select KBZPay in your m98 account
  2. Enter your KBZPay number and set the amount
  3. Confirm the payment in the KBZPay app

Minimum — 20,000 Ks

Wave Money

  1. Select Wave Money on the deposit page
  2. Enter your Wave Money phone number
  3. Confirm with the OTP from the Wave app

Minimum — 20,000 Ks

AYA Pay

  1. Select the AYA Pay option
  2. Enter your AYA Pay phone number
  3. Confirm the payment in the AYA Pay app

Minimum — 20,000 Ks

CB Pay / Bank Transfer

  1. Select CB Pay or Bank Transfer
  2. Enter your bank account details and set the amount
  3. Complete the transfer and upload the slip

Minimum — 20,000 Ks

m98 KBZPay Wave Money deposit guide

About withdrawals

The minimum withdrawal is 30,000 Ks and processing normally takes 30 minutes to 3 hours. Funds are returned via KBZPay, Wave Money, AYA Pay or Bank Transfer.

  • 5 deposit methods — KBZPay, Wave Money, AYA Pay, CB Pay, Bank Transfer
  • Minimum deposit 20,000 Ks; minimum withdrawal 30,000 Ks
  • Withdrawal processing time: 30 minutes to 3 hours

Benefits of playing with us

Here are 8 reasons m98 players can rely on us.

Fast payments

Deposit instantly with KBZPay and Wave Money, and withdrawals are done within 3 hours — no waiting around.

SSL security

SSL encryption protects every player's personal data and funds, and guarantees fair play.

Generous bonuses

From a 100% welcome bonus to VIP cashback — there is always a bonus available. The more you play, the more you earn.

24/7 Myanmar-language support

Expert Myanmar-language agents are available via Live Chat 24 hours a day, 7 days a week — no language barrier.

Full mobile and desktop support

Play smoothly on any platform from smartphones and tablets to desktop — no app download needed, just open your browser and go.

VIP tier rewards

There are 5 VIP tiers from Bronze to Diamond. As you move up, cashback rates and special rewards increase.

Wide game selection

Slots, live casino, football, Shan Koe Mee, fish shooting games, 2D/3D lottery, Esports — a broad range of game types means every player can find something they enjoy.

Friend referral bonus

Refer a friend to m98 and earn up to 30,000 Ks — 10% of their first deposit as a bonus. On top of that, earn 0.1% of your referred friends' total wagers as commission, paid out once a week.

24/7 customer support

The m98 support team is available in Myanmar language 24 hours a day, 7 days a week — ready to help with deposit and withdrawal issues, account questions, bonus queries, and anything else you need.

Live Chat (Myanmar language)

Click the Live Chat button on the m98 website for instant Myanmar-language support. If something goes wrong, just ask — we will sort it out.

Email Contact

You can also reach us by Email for detailed matters —

[email protected]

Our support team can help with deposits and withdrawals, account verification, how to use bonuses, and game-related questions.

Frequently Asked Questions

Find answers here to questions m98 players ask most often.

The minimum deposit at m98 is 20,000 Ks for all payment methods — KBZPay, Wave Money, AYA Pay, CB Pay, and Bank Transfer. The minimum withdrawal is 30,000 Ks, and processing time is normally between 30 minutes and 3 hours.

Withdrawals via KBZPay or Wave Money normally take between 30 minutes and 3 hours; the m98 finance team reviews each request and processes it almost immediately; please note that all transactions run on Myanmar Standard Time (MMT).

The m98 welcome bonus gives every new member a 100% bonus up to 500,000 Ks on their first deposit; for example, depositing 20,000 Ks earns a 20,000 Ks bonus, giving you 40,000 Ks to play with. The bonus must be wagered 10 times before it can be withdrawn (20,000 × 10 = 200,000 Ks).

m98 only serves players aged 21 and above; "21+" is a strict policy verified during account verification (KYC); anyone under that age is not permitted to play.

Yes — m98's football section covers a wide range of matches including MNL (Myanmar National League), EPL (English Premier League), UEFA Champions League, and FIFA World Cup, with both pre-match and in-play betting available; Cash Out is also supported.

m98 customer support is available 24/7 in Myanmar language via Live Chat; you can also reach us by email at [email protected]; the team can help with deposits and withdrawals, bonus queries, and game-related issues.